Popular Post AirwickWithCheese Posted December 11, 2021 Popular Post Share #1 Posted December 11, 2021 I'm good with 1.33% I plan on watching Andy Griffith, sharing Mcnuggets with my babies, and taking huge liberties while standing in front of the ICEE machines. 4 2 Link to comment Share on other sites More sharing options...
Kzoo Posted December 11, 2021 Share #2 Posted December 11, 2021 ICEE liberties will get you arrested. You should know that. 2 Link to comment Share on other sites More sharing options...
Popular Post BR46 Posted December 11, 2021 Popular Post Share #3 Posted December 11, 2021 I wonder if Wilbur is going to travel the world when he retires 4 1 Link to comment Share on other sites More sharing options...
AirwickWithCheese Posted December 11, 2021 Author Share #4 Posted December 11, 2021 9 minutes ago, Kzoo said: ICEE liberties will get you arrested. You should know that. Possible I guess but it's a calculated risk. I can get 35-60% of my daily calorie needs in 1 minute. 1 1 Link to comment Share on other sites More sharing options...
Parsnip Totin Jack ★ Posted December 11, 2021 Share #5 Posted December 11, 2021 16 minutes ago, SamWithCheese said: I'm good with 1.33% I plan on watching Andy Griffith, sharing Mcnuggets with my babies, and taking huge liberties while standing in front of the ICEE machines. How many years until you qualify for the senior discount at Mickey D’s? 1 1 Link to comment Share on other sites More sharing options...
AirwickWithCheese Posted December 11, 2021 Author Share #6 Posted December 11, 2021 3 minutes ago, Old No. 7 said: How many years until you qualify for the senior discount at Mickey D’s? I take liberties now. 1 1 1 Link to comment Share on other sites More sharing options...
Square Wheels Posted December 11, 2021 Share #7 Posted December 11, 2021 I don't do welfare, I only take what I earn. 1 Link to comment Share on other sites More sharing options...
JerrySTL ★ Posted December 11, 2021 Share #8 Posted December 11, 2021 30 minutes ago, BR46 said: I wonder if Wilbur is going to travel the world when he retires He's doing the aviation equivalent of the Busman's Holiday already. 3 Link to comment Share on other sites More sharing options...
AirwickWithCheese Posted December 11, 2021 Author Share #9 Posted December 11, 2021 4 minutes ago, Square Wheels said: I don't do welfare, I only take what I earn. Most of us who don't take welfare already read my question as what % of Wilbur's worth do you need to retire and understood it wasn't dipping into his savings. Wilbur's son-in-law has that covered. 2 1 Link to comment Share on other sites More sharing options...
jsharr ★ Posted December 11, 2021 Share #10 Posted December 11, 2021 11 minutes ago, Square Wheels said: I don't do welfare, I only take what I earn. I can’t get by on nothing 1 Link to comment Share on other sites More sharing options...
jsharr ★ Posted December 11, 2021 Share #11 Posted December 11, 2021 19.64 percent 1 Link to comment Share on other sites More sharing options...
AirwickWithCheese Posted December 11, 2021 Author Share #12 Posted December 11, 2021 Just now, jsharr said: 19.64 percent That's a lot of money. Why do you need more in retirement than now? Link to comment Share on other sites More sharing options...
jsharr ★ Posted December 11, 2021 Share #13 Posted December 11, 2021 1 minute ago, SamWithCheese said: That's a lot of money. Why do you need more in retirement than now? Buying Icee machines 1 1 Link to comment Share on other sites More sharing options...
Solution Dottleshead ★ Posted December 11, 2021 Solution Share #14 Posted December 11, 2021 This is a great question and even better post. Well done @SamWithCheese 1 Link to comment Share on other sites More sharing options...
petitepedal ★ Posted December 11, 2021 Share #15 Posted December 11, 2021 I would be satisfied with a couple of free flights to Europe 1 Link to comment Share on other sites More sharing options...
Kzoo Posted December 11, 2021 Share #16 Posted December 11, 2021 2 hours ago, SamWithCheese said: Possible I guess but it's a calculated risk. I can get 35-60% of my daily calorie needs in 1 minute. And a good case of brain freeze. 1 Link to comment Share on other sites More sharing options...
Wilbur ★ Posted December 11, 2021 Share #17 Posted December 11, 2021 2 hours ago, BR46 said: I wonder if Wilbur is going to travel the world when he retires I will be dead and in hell if that is the case. 1 Link to comment Share on other sites More sharing options...
jsharr ★ Posted December 11, 2021 Share #18 Posted December 11, 2021 28 minutes ago, Wilbur said: I will be dead and in hell if that is the case. I call dibs on your stuff 1 1 Link to comment Share on other sites More sharing options...
Wilbur ★ Posted December 11, 2021 Share #19 Posted December 11, 2021 8 minutes ago, jsharr said: I call dibs on your stuff I will put you in the queue. Link to comment Share on other sites More sharing options...
BR46 Posted December 11, 2021 Share #20 Posted December 11, 2021 38 minutes ago, Wilbur said: I will be dead and in hell if that is the case. A good friend of mine had to travel for work and spent a average of what worked out to be about 8 months on the road. Most of it on the other side of the planet. I asked him the same question about traveling in retirement and his response was.....I will be happy if I never see the inside of a hotel room ever again. 1 Link to comment Share on other sites More sharing options...
jsharr ★ Posted December 11, 2021 Share #21 Posted December 11, 2021 6 minutes ago, Wilbur said: I will put you in the queue. In front of @Kzoo and @SamWithCheese of course! 1 Link to comment Share on other sites More sharing options...
Wilbur ★ Posted December 11, 2021 Share #22 Posted December 11, 2021 7 minutes ago, BR46 said: A good friend of mine had to travel for work and spent a average of what worked out to be about 8 months on the road. Most of it on the other side of the planet. I asked him the same question about traveling in retirement and his response was.....I will be happy if I never see the inside of a hotel room ever again. I have have over 8 years of nights in Marriotts alone. 8 more in the past 10 days. Travel is over-rated. 1 2 Link to comment Share on other sites More sharing options...
Kzoo Posted December 11, 2021 Share #23 Posted December 11, 2021 30 minutes ago, jsharr said: In front of @Kzoo and @SamWithCheese of course! no 1 Link to comment Share on other sites More sharing options...
Tizeye Posted December 11, 2021 Share #24 Posted December 11, 2021 100% Don't really need any, but since he is giving it away... 1 Link to comment Share on other sites More sharing options...
Wilbur ★ Posted December 11, 2021 Share #25 Posted December 11, 2021 4 minutes ago, Tizeye said: 100% Don't really need any, but since he is giving it away... This is in keeping with my grandfathers saying "If there is a lot, take a lot. If there is a little, take it all." Link to comment Share on other sites More sharing options...
shootingstar Posted December 11, 2021 Share #26 Posted December 11, 2021 32 minutes ago, Wilbur said: I have have over 8 years of nights in Marriotts alone. 8 more in the past 10 days. Travel is over-rated. You must know the name brands for their furnishings by now. Or maybe there are different levels of Marriotts world-wide. Link to comment Share on other sites More sharing options...
Wilbur ★ Posted December 11, 2021 Share #27 Posted December 11, 2021 Just now, shootingstar said: You must know the name brands for their furnishings by now. Or maybe there are different levels of Marriotts world-wide. Many levels and many brands. I know the update vintage by the furniture and fixtures. Link to comment Share on other sites More sharing options...
shootingstar Posted December 11, 2021 Share #28 Posted December 11, 2021 5 minutes ago, Wilbur said: Many levels and many brands. I know the update vintage by the furniture and fixtures. Well, I love my pillow from Simon's dept. store..chain based in Montreal. The pillow was used for a Montreal based boutique hotel. It's not exactly cheap but I really scoured store pillow lines for over a month at the time. It had to be certain firmness, pillow curve profile (on t he flat side), etc. Marriott was usually too expensive for us to use as a chain hotel. Link to comment Share on other sites More sharing options...
MickinMD ★ Posted December 11, 2021 Share #29 Posted December 11, 2021 3 hours ago, SamWithCheese said: I'm good with 1.33% I plan on watching Andy Griffith, sharing Mcnuggets with my babies, and taking huge liberties while standing in front of the ICEE machines. When I was in my late 40's, early 50's, I started keeping a detailed spending record with lots of categories in a marble notebook for several years. I divided my variable spending into "necessities" including groceries (not including snacks and beverages), clothes, and household items and "luxuries" including snacks, beverages, and hobbies. When I retired I knew what I could expect to spend and what I could cut the spending to while living frugally on a pension with health insurance from age 56 until Social Security kicked-in. Knowing how much I needed to get by, that my mortgage was just 7 months away from being paid-off, and that I would be in the black once Social Security kicked-in allowed me to retire when bad legs (now healed, in part thanks to cycling!) forced me to consider it in 2006. As I neared Social Security kicking-in on top of my pension, I began tracking spending in detail again, using a spreadsheet, and still do it. I use the free Personal Budgeting Spreadsheet, which is the 12th of 14 free budget spreadsheets on this linked page, even if the title is 10 Free Household Budget Spreadsheets. It lets me divide my spending into fixed spending (phone, internet, insurance, etc.) and variable spending (gas & electric, groceries, snacks, beverages, gasoline, entertainment, etc.) It's actually a workbook of 14 spreadsheets: 1 for setting up your budget, 1 for monthly records of each category, and 12 to record variable spending for each month of the year. When you enter spending, there's a drop-down box that appears with all the categories you set up so you won't mis-record it. Over the past decade, I've been able to cut my beverage, snack, and restaurant budget significantly and eat healthier without lessening my living standard. I just finished setting up my budget for 2022 and know how much I can spend on furniture, shed, piano, basement patching and waterproofing, gardening etc. before my spending exceeds income. That will allow me to space out my purchases without reducing savings significantly at any point and still have plenty to pay the property taxes in September. I keep relatively little in regular savings and checking since they pay 0.1% and 0.05% in interest and don't want to sell CD's, bonds, or stocks. 1 Link to comment Share on other sites More sharing options...
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