Randomguy Posted January 11, 2019 Share #1 Posted January 11, 2019 ? Link to comment Share on other sites More sharing options...
donkpow Posted January 11, 2019 Share #2 Posted January 11, 2019 Easy. You give them your money. Link to comment Share on other sites More sharing options...
Randomguy Posted January 11, 2019 Author Share #3 Posted January 11, 2019 16 minutes ago, donkpow said: Easy. You give them your money. What if you had $23.64 in cash you had to deposit? Link to comment Share on other sites More sharing options...
12string Posted January 11, 2019 Share #4 Posted January 11, 2019 Like a bank. Really, what's the difference? I haven't set foot in a bank building in years. Every couple weeks, I may hit an ATM. Internet banks often offer decent interest on checking accounts Link to comment Share on other sites More sharing options...
Randomguy Posted January 11, 2019 Author Share #5 Posted January 11, 2019 Just now, 12string said: Like a bank. Really, what's the difference? I haven't set foot in a bank building in years. Every couple weeks, I may hit an ATM. Internet banks often offer decent interest on checking accounts But what if you had $23.64 in cash you had to deposit? Link to comment Share on other sites More sharing options...
Longjohn ★ Posted January 11, 2019 Share #6 Posted January 11, 2019 29 minutes ago, Randomguy said: But what if you had $23.64 in cash you had to deposit? Why would anyone have cash to deposit unless you are selling drugs. You’re not selling drugs are you? Link to comment Share on other sites More sharing options...
Randomguy Posted January 11, 2019 Author Share #7 Posted January 11, 2019 Just now, Longjohn said: You’re not selling drugs are you? I am mentally ready for that. 1 Link to comment Share on other sites More sharing options...
Ralphie ★ Posted January 11, 2019 Share #8 Posted January 11, 2019 32 minutes ago, Randomguy said: But what if you had $23.64 in cash you had to deposit? Just spend it or save it for later. Everything else is virtual money. 1 Link to comment Share on other sites More sharing options...
Longjohn ★ Posted January 11, 2019 Share #9 Posted January 11, 2019 34 minutes ago, Randomguy said: But what if you had $23.64 in cash you had to deposit? Save it for tip money, servers appreciate a cash tip. 1 Link to comment Share on other sites More sharing options...
ChrisL Posted January 11, 2019 Share #10 Posted January 11, 2019 45 minutes ago, Randomguy said: But what if you had $23.64 in cash you had to deposit? You deposit $23 at a networked ATM and keep $.23 in a change jar. 1 Link to comment Share on other sites More sharing options...
Popular Post jsharr ★ Posted January 11, 2019 Popular Post Share #11 Posted January 11, 2019 54 minutes ago, Randomguy said: What if you had $23.64 in cash you had to deposit? Just take a picture of the cash and upload it to your account. 1 1 3 Link to comment Share on other sites More sharing options...
Razors Edge ★ Posted January 11, 2019 Share #12 Posted January 11, 2019 2 hours ago, Randomguy said: I saw an internet ad for an online bank. So how does that work? You don't understand bitcoins???? WTF??? 1 Link to comment Share on other sites More sharing options...
maddmaxx ★ Posted January 11, 2019 Share #13 Posted January 11, 2019 First you get a cashiers check. Then you mail it to the banks address in Nigeria. Wait for your statement to update. 1 Link to comment Share on other sites More sharing options...
12string Posted January 11, 2019 Share #14 Posted January 11, 2019 Send it to me. I'll drop it at the bank next time I'm there. 2 Link to comment Share on other sites More sharing options...
MickinMD ★ Posted January 11, 2019 Share #15 Posted January 11, 2019 Note that a lot of local federally-insured Credit Unions offer as good or better interest than the online banks and there's usually a very easy way to qualify for them. For example, I've never been a State Employee but I belong to the State Employees Credit Union of Maryland: membership requirements including having a relative (even anyone you claim is a relative!) or graduate of a community college or college in Maryland besides having worked for the State. I was advised to join SECU because it's statewide and there are branches all over the state if I need them. I think, like my local Credit Union, the online banks have a smartphone app where you can scan your checks to deposit them. Apparently there's a network to keep the code #'s on the check from being deposited twice. I always feel more secure doing it at the Credit Union, but even there they have a teller at another location on a TV screen and I have to feed my checks into a slot reader. Though I could do it online, I do my CD stuff with a live worker at the Credit Union because sometimes there are tips about an upcoming increase in interest, etc, a better way to divide and ladder my CD's, etc. In general, I probably walk into the Credit Union about twice a year for reasons other than the ATM and that's mostly for depositing paper checks. You can get cash from ATMs that have specific icons and I assume the online banks have may free ones. My SECU of MD allows me to use over 70,000 ATMs in the USA including those in most Costco's, Target's, and 7-11's and 20,000 in other English-speaking countries with no fees as follows: Link to comment Share on other sites More sharing options...
donkpow Posted January 11, 2019 Share #16 Posted January 11, 2019 Currency permeates the digital world. Moving 'money' through the digital domain is essential. I have only recently built a personal infrastructure for such activities. The online 'banks' don't do a real good job of handling real cash. I have found it helps to have a friend or family member who doesn't mind making the cash --> digital currency translation for me. A service like Paypal has its uses. Someone with almost any kind of bank account can send currency to what amounts to your email. I believe there are also phone apps that can deal with real world transactions and move some currency into the digital domain. I don't have a phone app but I do use Paypal and Amazon Payments. You may be able to use a prepaid card to transfer cash to digital accounts. Many brick and mortar stores have a service desk that can hook you up one way or another. Unfortunately, new accounts and first time transactions come with a significant delay. It's a matter of proving the identity of all accounts and preventing illicit or illegal transactions from happening. 1 Link to comment Share on other sites More sharing options...
Kzoo Posted January 12, 2019 Share #17 Posted January 12, 2019 On line banks issue debit cards. Debit cards equal cash duh. Link to comment Share on other sites More sharing options...
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