Last year, was out on a 60mile solo ride. Had about 7 miles left to home, and I noticed the tops of some stormy clouds. Figured I had 'em beat. By the time I was at 5miles to go, I could tell that I was riding parallel to it, and looking behind me now, there was another branch of clouds coming up on me. With about 4miles to go, I heard the first 'crack' of lightning. Figured I could 'just' beat it home, but I was starting to hammer it all the same. 3.5 miles to go, I witnessed lightning branching overhead, and felt the first drops of rain. 3 miles, starting to pour...several 'close' lightning bolts. I was actually scared at this point, and hammering it like a sprint finish against Mark Cavendish....absolutely killing myself with the effort. 1.5 miles to go, light hail begins...fortunately not wind driven. Still several close strikes in the area. I was pumped with adrenaline at this point, shaking even. Finally get to my apartment complex, and just as I enter the breezeway for my place (shelter at last) a VERY close strike hits, which would've made me fall off the bike had I still been on it. Whew.
15minutes later, a heavier section of storm rolls through, and just blasts the entire area with stones. I had to move my car under the protected car wash area to keep it from getting dented. I couldn't imagine having to ride in that....So, I didn't beat the storm, but I sure beat the hail!