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Just learned that our FSA plan does not include prescription eyewear.


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This is the proverbial straw. They're really hard to deal with, need documentation for almost every charge except for at the pharmacy. I mean WTF could I buy at the cardiologist that isn't a legitimate charge?? The dentist? I get it, There are some cosmetic stuff not covered, but the cardiologist or the ophthalmologist?

Bastiges.

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The eyewear coverage we have with Blue Cross Blue Shield doesn't save us much when you consider the cost of the premium.

I got screwed with the dental coverage too when I got my implants.  They had to reconstruct some bone in my jaw.  They called that cosmetic even though the procedure was mandatory to get the implants. 

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9 minutes ago, jsharr said:

I supplement the nice package I get from Blue Cross that does not include vision plan from VSP that does not cost much.

I've got VSP (through work for a few $$$ a month). Cheap. Easy to use. And takes the bite out of a eye doctor appt & new glasses, but barely use it, so probably a push.

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Sorry to hear. I have wonderful coverage now but have had crappy coverage in the past so feel your pain.

This year I signed up for a HDHP plan (High Deductible Health plan) with a really low premium and enrolled in an FSA with employer match. I contribute the amount saved by enrolling in the HDHP into the FSA so I don’t feel the difference but... So far I haven’t spent any out of pocket $ on any meds or check ups as my contribution + employer match covered it all.  So it feels like I’m saving a ton as I’d be out of pocket several hundred by now.

I’m really grateful for the coverage and the advice given by our Benefits team.

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