Dottleshead ★ Posted April 10, 2020 Share #1 Posted April 10, 2020 It's payday today and it's now 1:40 a.m. PST. Usually automatic deposit drops by now but it hasn't yet. In fact, last week I was up until 2:00 a.m. and it hadn't dropped then either. So for whatever reason, the software is delayed. It tells me the batch systems are running large jobs because our stuff should have been deposited right now. But why the large, delayed jobs when the economy is hokey? What are these large jobs? I don't get it. Some of the government stimulus checks come today but most start coming next week. So I have one simple question for you -- where's my cashola? @maddmaxx did you take it? Because I just want to let you know -- my wife's gonna be pissed. Link to comment Share on other sites More sharing options...
Dottleshead ★ Posted April 10, 2020 Author Share #2 Posted April 10, 2020 2:20 and nothing. What if I had to pay my bills at 3:00 a.m.?? Heh. Link to comment Share on other sites More sharing options...
Popular Post Jon KITguy Posted April 10, 2020 Popular Post Share #3 Posted April 10, 2020 Much thanks to American friends for opening up such program as your govermant loans. Most friends of me are holding American passports in hopes of retiring there if Kazakhstan wants pound of flesh. We qualify good. Sorry your system slow now Mr Dottles. If you give your number for cost of shipping I can fix you up good with fast Kazakhstan system, not carrying excess Msoft gutless programs. 2 3 Link to comment Share on other sites More sharing options...
Dottleshead ★ Posted April 10, 2020 Author Share #4 Posted April 10, 2020 Finally it has come! 2:40 a.m. Link to comment Share on other sites More sharing options...
Dottleshead ★ Posted April 10, 2020 Author Share #5 Posted April 10, 2020 2 minutes ago, Jon KITguy said: Much thanks to American friends for opening up such program as your govermant loans. Most friends of me are holding American passports in hopes of retiring there if Kazakhstan wants pound of flesh. We qualify good. Sorry your system slow now Mr Dottles. If you give your number for cost of shipping I can fix you up good with fast Kazakhstan system, not carrying excess Msoft gutless programs. Sure thing. Let me throw in a couple credit card numbers and a SSN too. 1 Link to comment Share on other sites More sharing options...
Guest Posted April 10, 2020 Share #6 Posted April 10, 2020 2 hours ago, Dottles said: Finally it has come! 2:40 a.m. Have you spent it yet? Link to comment Share on other sites More sharing options...
Razors Edge ★ Posted April 10, 2020 Share #7 Posted April 10, 2020 3 hours ago, Dottles said: Finally it has come! 2:40 a.m. I honestly couldn't tell you when or even how much gets deposited to my bank at payday We are twice a month - 15th and last day - and I think they get it in that day. Way better than the old days of actual checks, and then, even with direct deposit, a paper pay stub. Yuck. I had years of those in the file cabinet before finally shredding them all Link to comment Share on other sites More sharing options...
Bikeguy Posted April 10, 2020 Share #8 Posted April 10, 2020 12 minutes ago, Razors Edge said: I honestly couldn't tell you when or even how much gets deposited to my bank at payday We are twice a month - 15th and last day - and I think they get it in that day. Way better than the old days of actual checks, and then, even with direct deposit, a paper pay stub. Yuck. I had years of those in the file cabinet before finally shredding them all I can give you a good guess for the amount when WoBG and I get paid on the 15th and last day of the month. Last year when we were packing I found ALL of our check stubs, credit card bills, and just about any bill we had accumulated over 30+ years. My shredder would overheat after about 20 minutes and quit for about 1 hour. My redneck solution, (no I didn't burn them) I took my mini vacuum and hooked it up to be a blower, and position the tube to air cool the shredder motor. It still took HOURS to shred everything. (We wanted recycle all of that paper.) 2 Link to comment Share on other sites More sharing options...
Bikeguy Posted April 10, 2020 Share #9 Posted April 10, 2020 4 hours ago, Dottles said: It tells me the batch systems are running large jobs because our stuff should have been deposited right now. Hmmm the system probably is still running COBOL and you should be glad you are still getting any payment at all. 2 Link to comment Share on other sites More sharing options...
Razors Edge ★ Posted April 10, 2020 Share #10 Posted April 10, 2020 5 minutes ago, Bikeguy said: (We wanted recycle all of that paper.) Yep - a burn pile would be faster. I also don't know that recycling even accepts the shredded paper. I put it out with the regular recycling, it disappears, but not sure what happens at the processing plant. My guess is they chuck it in the waste bucket. 1 1 Link to comment Share on other sites More sharing options...
MickinMD ★ Posted April 10, 2020 Share #11 Posted April 10, 2020 Dottles, it almost sounds like "check kiting," where a business delays paying so it can get a little more interest on the money. For example, I have several stock DRIP's where they will take money out of my checking account when I buy more stock, but they'll only mail a paper check when I sell stock - that way they're collecting interest while the check's in the mail. Link to comment Share on other sites More sharing options...
JerrySTL ★ Posted April 10, 2020 Share #12 Posted April 10, 2020 4 minutes ago, Bikeguy said: I can give you a good guess for the amount when WoBG and I get paid on the 15th and last day of the month. Last year when we were packing I found ALL of our check stubs, credit card bills, and just about any bill we had accumulated over 30+ years. My shredder would overheat after about 20 minutes and quit for about 1 hour. My redneck solution, (no I didn't burn them) I took my mini vacuum and hooked it up to be a blower, and position the tube to air cool the shredder motor. It still took HOURS to shred everything. (We wanted recycle all of that paper.) I used 30 gallon plastic bags in which I put the old paperwork plus water and bleach. Shake it up and let it sit for a few days. It becomes a blob. Drain the fluid out and throw the bag in the trash. I still have my first pay stub from 1968 somewhere. 1 1 Link to comment Share on other sites More sharing options...
Razors Edge ★ Posted April 10, 2020 Share #13 Posted April 10, 2020 4 minutes ago, MickinMD said: Dottles, it almost sounds like "check kiting," where a business delays paying so it can get a little more interest on the money. For example, I have several stock DRIP's where they will take money out of my checking account when I buy more stock, but they'll only mail a paper check when I sell stock - that way they're collecting interest while the check's in the mail. I think real "check kiting" is against the law and is much more nefarious than holding a day or two to get more interest. Link to comment Share on other sites More sharing options...
donkpow Posted April 10, 2020 Share #14 Posted April 10, 2020 Is it possible to "kite a check" electronically? Link to comment Share on other sites More sharing options...
jsharr ★ Posted April 10, 2020 Share #15 Posted April 10, 2020 1 hour ago, Zackny said: Have you spent it yet? Yes, it was spent at 3:00 AM. The "if" in the bill pay question was rhetorical. Link to comment Share on other sites More sharing options...
Dirtyhip Posted April 10, 2020 Share #16 Posted April 10, 2020 Sometimes it gets to me as late as 6 am. I don't worry about it, so long as I get it on payday. It has never been late. I did work for a company that bounced all the checks on payday once. accounting dept did something wrong and everyone got paid a little late. That was about 30 years ago. It didn't affect me so much, because they paid me my bank fees back. I had an emergency fund back then and I paid my rent with emergency funds. Usually, my check comes the day before payday. Speaking of fed money. Mine is gonna be delayed. I got our tax refund by paper check. My previous auto deposit account got closed. I heard they will have a way for me to update that. Couly fund it when I looked a couple days ago. Link to comment Share on other sites More sharing options...
Razors Edge ★ Posted April 10, 2020 Share #17 Posted April 10, 2020 6 minutes ago, donkpow said: Is it possible to "kite a check" electronically? Come on, Don! You know the answer. Hell, you know the process, the nitty gritty details, the alibi, the insider tips, and all the other good stuff. 1 Link to comment Share on other sites More sharing options...
shootingstar Posted April 10, 2020 Share #18 Posted April 10, 2020 I've never had late pay bank deposits. Never. Different employers. As for the unemployment and any other govn't subsidy from this pandemic, I'm not applying for anything. There are several different temporary programs out there for different situations. But I don't qualify. Link to comment Share on other sites More sharing options...
ChrisL Posted April 10, 2020 Share #19 Posted April 10, 2020 Shoot I don’t even know when pay day is... WOChrisL’s payday and mine were on alternating Fridays so we did get paid every week. Every other week now. 1 Link to comment Share on other sites More sharing options...
donkpow Posted April 10, 2020 Share #20 Posted April 10, 2020 2 hours ago, Razors Edge said: Come on, Don! You know the answer. Hell, you know the process, the nitty gritty details, the alibi, the insider tips, and all the other good stuff. Link to comment Share on other sites More sharing options...
Dottleshead ★ Posted April 10, 2020 Author Share #21 Posted April 10, 2020 3 hours ago, MickinMD said: Dottles, it almost sounds like "check kiting," where a business delays paying so it can get a little more interest on the money. For example, I have several stock DRIP's where they will take money out of my checking account when I buy more stock, but they'll only mail a paper check when I sell stock - that way they're collecting interest while the check's in the mail. Right? I was thinking that myself but then I was afraid I'd be accused of being cynical. Link to comment Share on other sites More sharing options...
Dottleshead ★ Posted April 10, 2020 Author Share #22 Posted April 10, 2020 4 hours ago, Zackny said: Have you spent it yet? Great question. No but I did make 2 payments including my first car payment. It was a rite of passage you see. Link to comment Share on other sites More sharing options...
MickinMD ★ Posted April 10, 2020 Share #23 Posted April 10, 2020 9 hours ago, Razors Edge said: I think real "check kiting" is against the law and is much more nefarious than holding a day or two to get more interest. You're probably right, but it's the same cheat-you exercise. Link to comment Share on other sites More sharing options...
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