maddmaxx ★ Posted August 26, 2019 Share #1 Posted August 26, 2019 Does anyone here have an insurance company provided auto data tracker in their car in an attempt to get a lower rate? https://cars.usnews.com/cars-trucks/car-insurance/how-do-those-car-insurance-tracking-devices-work Link to comment Share on other sites More sharing options...
Allen ★ Posted August 26, 2019 Share #2 Posted August 26, 2019 I drive a sports car. Damn thing would defeat the whole purpose of having an uncomfortable, impractical car. 1 Link to comment Share on other sites More sharing options...
Scrapr ★ Posted August 26, 2019 Share #3 Posted August 26, 2019 no...I assume they are going to use them for nefarious purposes at some point like drive too slow? reflexes are slowing down...raise rates Drive too fast? Reckless raise rates drive with seatbelt off? raise rates It's difficult to see a way for them to lower rates. Link to comment Share on other sites More sharing options...
maddmaxx ★ Posted August 26, 2019 Author Share #4 Posted August 26, 2019 I believe I can tell when other drivers have one. They are the cars that drag you onto the highway at 35mph because they won't accelerate hard and there you are behind them looking in your mirror at the tractor trailer rig coming up behind you at 70. IMO they actually promote unsafe ninny driving. Link to comment Share on other sites More sharing options...
Ralphie ★ Posted August 26, 2019 Share #5 Posted August 26, 2019 I would love to get the credit for gentle minimal braking, but other than that, HELL no! Link to comment Share on other sites More sharing options...
JerrySTL ★ Posted August 26, 2019 Share #6 Posted August 26, 2019 I remember years ago when GEICO was going to cancel car insurance for anyone having a radar detector in their car. I switched to a new company. 1 Link to comment Share on other sites More sharing options...
Chris... Posted August 26, 2019 Share #7 Posted August 26, 2019 We had them when we had Allstate. The first year we got 30% off because we are decent drivers. The second year they changed something, we only got 7%. Link to comment Share on other sites More sharing options...
Longjohn ★ Posted August 26, 2019 Share #8 Posted August 26, 2019 3 minutes ago, JerrySTL said: I remember years ago when GEICO was going to cancel car insurance for anyone having a radar detector in their car. I switched to a new company. Insurance companies get some goofy ideas. I had an insurance company looking at my property without my knowledge. They sent me a letter that I had to move a pile of concrete blocks and a canoe from in front of my garage or they were going to cancel my insurance. I called them the next day and told them not to bother, they are no longer my insurance company. 2 2 Link to comment Share on other sites More sharing options...
bikeman564™ Posted August 27, 2019 Share #9 Posted August 27, 2019 no, don't think my company has that option. Link to comment Share on other sites More sharing options...
sheep_herder ★ Posted August 27, 2019 Share #10 Posted August 27, 2019 Nope. we don't like being tracked. Reason we drag our feet on getting aps, etc. Link to comment Share on other sites More sharing options...
Razors Edge ★ Posted August 27, 2019 Share #11 Posted August 27, 2019 30 minutes ago, sheep_herder said: Nope. we don't like being tracked. Reason we drag our feet on getting aps, etc. And yet, you are here! 14 hours ago, maddmaxx said: Does anyone here have an insurance company provided auto data tracker in their car in an attempt to get a lower rate? It will be interesting to see if the insurance companies are currently, or will in the near future, simply track users by their cell phones or their cars' on-board networking. It wouldn't be hard for Geico or All State or whoever to cut a deal with Google to get a constant feed of individual's movements that are already collected. They'd know your driving habits and not have to bother even having you install some doodad. Surely the folks who install the doodad are the less likely group they need to consider dropping as customers. 1 Link to comment Share on other sites More sharing options...
maddmaxx ★ Posted August 27, 2019 Author Share #12 Posted August 27, 2019 8 minutes ago, Razors Edge said: And yet, you are here! It will be interesting to see if the insurance companies are currently, or will in the near future, simply track users by their cell phones or their cars' on-board networking. It wouldn't be hard for Geico or All State or whoever to cut a deal with Google to get a constant feed of individual's movements that are already collected. They'd know your driving habits and not have to bother even having you install some doodad. Surely the folks who install the doodad are the less likely group they need to consider dropping as customers. How would you react if it was the government tracking your phone and the numbers that you call. Will you give that to a company that can sell your data? I don't want to go down the political path, just pointing out that these companies do not have your best interests at heart. I'm learning to hate the "don't mess with my discount" commercials as I see the companies attempting a brain wash on JQ Public. Link to comment Share on other sites More sharing options...
sheep_herder ★ Posted August 27, 2019 Share #13 Posted August 27, 2019 7 minutes ago, Razors Edge said: And yet, you are here! Yes, as I am not a hermit, and my diabetes doctor knows I am not a monk. Link to comment Share on other sites More sharing options...
Razors Edge ★ Posted August 27, 2019 Share #14 Posted August 27, 2019 14 minutes ago, maddmaxx said: How would you react if it was the government tracking your phone and the numbers that you call. Will you give that to a company that can sell your data? I don't want to go down the political path, just pointing out that these companies do not have your best interests at heart. I'm learning to hate the "don't mess with my discount" commercials as I see the companies attempting a brain wash on JQ Public. Already being done. I'm pretty sure I have posted here many, many times about government and corporate surveillance and the future of "privacy" and abuse. A recent Intelligent post was this one. Link to comment Share on other sites More sharing options...
maddmaxx ★ Posted August 27, 2019 Author Share #15 Posted August 27, 2019 29 minutes ago, Razors Edge said: Already being done. I'm pretty sure I have posted here many, many times about government and corporate surveillance and the future of "privacy" and abuse. A recent Intelligent post was this one. That must have been a tagged post. I missed it. 2 Link to comment Share on other sites More sharing options...
maddmaxx ★ Posted August 27, 2019 Author Share #16 Posted August 27, 2019 You can laugh, but the overuse of tags has a negative effect on their proper usage. 1 Link to comment Share on other sites More sharing options...
Prophet Zacharia Posted August 27, 2019 Share #17 Posted August 27, 2019 17 hours ago, maddmaxx said: promote unsafe ninny driving. I have the same opinion of the Prius. The drivers seem more concerned about their fuel economy than safe highway driving. Link to comment Share on other sites More sharing options...
Prophet Zacharia Posted August 27, 2019 Share #18 Posted August 27, 2019 I thought this was going to be a tread on credit cards. Link to comment Share on other sites More sharing options...
jsharr ★ Posted August 27, 2019 Share #19 Posted August 27, 2019 1 Link to comment Share on other sites More sharing options...
Razors Edge ★ Posted August 27, 2019 Share #20 Posted August 27, 2019 1 hour ago, Prophet Zacharia said: I have the same opinion of the Prius. The drivers seem more concerned about their fuel economy than safe highway driving. It's all solved with driverless cars. The future can't get here soon enough. Link to comment Share on other sites More sharing options...
maddmaxx ★ Posted August 27, 2019 Author Share #21 Posted August 27, 2019 58 minutes ago, Razors Edge said: It's all solved with driverless cars. The future can't get here soon enough. I'm still waiting for my flying car. I guess that dream has been replaced by this one. Link to comment Share on other sites More sharing options...
Razors Edge ★ Posted August 27, 2019 Share #22 Posted August 27, 2019 3 minutes ago, maddmaxx said: I'm still waiting for my flying car. I guess that dream has been replaced by this one. I see driverless cars almost every day. It's here. Unless someone outlaws the future, Tesla won't be the only one doing it soon. Link to comment Share on other sites More sharing options...
Kzoo Posted August 27, 2019 Share #23 Posted August 27, 2019 3 minutes ago, maddmaxx said: I'm still waiting for my flying car. I guess that dream has been replaced by this one driverless flying cars. FIFY - can't wait. Link to comment Share on other sites More sharing options...
maddmaxx ★ Posted August 27, 2019 Author Share #24 Posted August 27, 2019 9 minutes ago, Razors Edge said: I see driverless cars almost every day. It's here. Unless someone outlaws the future, Tesla won't be the only one doing it soon. Cease and desist. https://www.latimes.com/business/story/2019-08-07/tesla-nhtsa-model-3-safety It is not, nor is any other experimental car a driverless car. Link to comment Share on other sites More sharing options...
Razors Edge ★ Posted August 27, 2019 Share #25 Posted August 27, 2019 12 minutes ago, maddmaxx said: Cease and desist. https://www.latimes.com/business/story/2019-08-07/tesla-nhtsa-model-3-safety It is not, nor is any other experimental car a driverless car. Yep. Dig in deep on the future not having driverless cars, nor cars that currently drive themselves. This isn't sci-fi or the "flying cars canard". It's happening now and will continue to accelerate as these companies get it perfected. I didn't see it coming this quickly either, but at least I'm not pretending it isn't happening. Link to comment Share on other sites More sharing options...
maddmaxx ★ Posted August 27, 2019 Author Share #26 Posted August 27, 2019 5 minutes ago, Razors Edge said: Yep. Dig in deep on the future not having driverless cars, nor cars that currently drive themselves. This isn't sci-fi or the "flying cars canard". It's happening now and will continue to accelerate as these companies get it perfected. I didn't see it coming this quickly either, but at least I'm not pretending it isn't happening. It's happening all right. Even Uber has had a killer self driving car. Personally I'd rather see more commuter systems than more individual travel capsules with or without driver. Cars make no sense in urban areas. Link to comment Share on other sites More sharing options...
Razors Edge ★ Posted August 27, 2019 Share #27 Posted August 27, 2019 Just now, maddmaxx said: It's happening all right. Even Uber has had a killer self driving car. If you are stating that deaths from Autopilot or other driverless tech will STOP or even greatly SLOW the adoption of driverless cars, you are most assuredly mistaken. Link to comment Share on other sites More sharing options...
maddmaxx ★ Posted August 27, 2019 Author Share #28 Posted August 27, 2019 3 minutes ago, Razors Edge said: If you are stating that deaths from Autopilot or other driverless tech will STOP or even greatly SLOW the adoption of driverless cars, you are most assuredly mistaken. Toyota and Uber halted (temporarily) their programs over that Uber death of a ped. You see, individual drivers being held responsible is one thing. Major companies suffering lawsuits for wrongful death by their products is a much bigger deal. Link to comment Share on other sites More sharing options...
Ralphie ★ Posted August 27, 2019 Share #29 Posted August 27, 2019 The death record of driverless cars is many times better than cars driven by your average bear (moran). Not every driver is above average like most of us. Link to comment Share on other sites More sharing options...
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